a) There are no finance or hidden charges. This option is COMPLETELY free.


b) You may start by sending in 1/6 of the total price as your first payment.


c) First payment must arrive within 7 days from the order date.


d) Entire purchase price , must be paid in full within 6 months from the order date.


e) Simply subtract the total price with shipping cost and divide it by 6 and that is your monthly payment. (remember there are no finance or hidden charges) !!!


f) You can also e-mail me and I will send you the amount of your monthly payment.


g) Item(s) will be shipped to you immediately upon receipt & clearance of your final payment.


h) When paypal is used for layaway plan, there is 3.4% handling fee needed to added to the total